Financing

Brentwood Cycle has partnered with Affirm so you can finance your dream bike and pay on your terms with as low as 0% APR.

Split up the cost of your $50+ purchase into flexible monthly payments with as low as 0% APR. Just select Affirm at checkout

SEE IF YOU QUALIFY

How It Works

1. Select Affirm at checkout

Add items to your cart and select Affirm as your payment option at checkout

2. Get set up

Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to eligibility check and approval.

3. Enjoy your purchase

Confirm your payment plan and you’re done! Enjoy your purchase today while making flexible payments over time.

Affirm FAQ

How does Affirm work?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment providers. When you use Affirm to pay at Brentwood Cycle's checkout, you can split your purchase into easy, automatic monthly payments. To use Affirm as your preferred payment choice at checkout:
1. Add items to your shopping cart as usual, and select Affirm as your payment method at checkout for orders between $50 and $15,000 (including taxes and shipping)
2. Get set up: Use your mobile phone number and email to set up your Affirm plan within 60 seconds (subject to eligibility check and approval)
3. Confirm your payment plan with Affirm—Brentwood Cycle will process and ship your order as usual
4. Depending on the plan selected, make 3, 6, 12, 18 or 24 monthly payments to Affirm while you enjoy your purchase.

Are there requirements to use Affirm?

Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian bank account or Visa/Mastercard debit card (your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected
● An SMS-capable Canadian phone number and an email address
● To meet the minimum cart size required to use Affirm as a payment option at checkout

How do I make my payments?

Affirm will help you set up convenient, pre-authorized payments via your Canadian bank account, or a Visa/Mastercard debit card. Available payment methods may vary depending on the payment plan selected.

How do returns work if I paid using Affirm?

Purchases made using Affirm are subject to Brentwood Cycle's standard return policy. Any returns will be processed by Brentwood Cycle, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If Brentwood Cycle has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Brentwood Cycle’s return policy here.

I still have questions.

For further information, please refer to the Affirm help center or get in touch here.

To qualify for financing, minimum purchase value of cart must be $50 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.